Built for Individuals

Entrepreneurs & Growing Businesses

Clean, accurate financial

records for confident business decisions.

Targeted trade-lines that strengthen credit and unlock funding.

Tax Tips & Updates

Maximize Your Refund:

Trajectory

Tax Updates
  • Life events like buying a home, attending college, getting married, or having a child may qualify you for tax credits such as:

    • Child Tax Credit (CTC) – up to $2,000 per child under 17

    • Earned Income Tax Credit (EITC) – up to $632 for eligible taxpayers without children

    • Credit for Other Dependents (ODC) – for dependents 17+

IRS Refund Updates:

  • Refunds for EITC and ACTC cannot be issued until mid-February.

  • Some returns may require manual review, potentially delaying refunds.

  • Check refund status anytime at IRS “Where’s My Refund?”

Self-Employed Tax Obligations
  • File an annual income tax return.

  • Pay estimated taxes quarterly (covers Social Security, Medicare, and income tax).

  • SE tax rate is 15.3% (12.4% Social Security + 2.9% Medicare).

  • Net profit or loss is calculated by subtracting business expenses from income.

  • File an income tax return if net earnings ≥ $400, or if other filing requirements apply.

Refunds & Timelines
  • IRS generally issues refunds within 21 days.

  • Manual reviews, identity verification, or fraud prevention measures can extend processing.

  • Direct deposit ensures faster access compared to paper checks.

Protect Yourself

 

  • Watch for scams pretending to be the IRS.

  • Never share personal or financial info from unsolicited messages.

Helping Fast-moving Innovators Scale With Purpose